Commercial & Business Financing

Whether you are planning to purchase an existing location or build a new location for expansion, our team of relationship bankers can assist you in finding the best structure to fit your needs. Uses for commercial real estate loans include:

• Owner Occupied Properties

• Investment Properties

• Construction to Permanent Financing

• Equity Lines of Credit

Regardless of whether the purchase is to replace existing equipment or to prepare for an expansion, Bank of Travelers Rest offers financing on both new and used equipment. Proceeds from a commercial equipment loan may be used for:

• Commercial Vehicles

• Construction Machinery

• Business Machinery

• Office Equipment and Machinery

Our team of relationship bankers can help close the gaps in your cash flow by providing a commercial line of credit to address your cash cycle needs. A commercial line of credit can help keep your business operating smoothly by providing the capital necessary for inventory purchases or for short-term working capital needs.

RediReserv is a line of credit providing overdraft protection for your account.¹ The minimum line of credit is $3,000. Transfers are made in increments of $500. A $10 transfer fee is charged to the credited account when the RediReserv is accessed.² There are no fees or interest charges unless RediReserv is used. Once RediReserv advances, an Annual Percentage Rate of 18% will apply to the outstanding balance.³ To begin your RediReserv application, click the Start a Business RediReserv Application button below. 

Disclosures