Business Checking Accounts
Bank of Travelers Rest offers business accounts designed to meet the diverse needs of our customers. Review the accounts below, and when you find your perfect match, contact us or visit any of our convenient locations to speak with a Customer Service Representative.
Included Features
We give every checking account the following features:
FREE Visa® Business Debit Card
FREE Online Banking with Bill Pay
FREE e-Statements with Images
FREE myBTRmoney¹ with Mobile Deposit
FREE Night Drop Services
FREE Checking for Employees
FREE Customer Support Center Inquiries
FREE 24-Hour Telephone Banking
FREE Images Included with Statement
Product Comparison Chart
| Features | BASIC Business Checking | VALUEPACK Checking | Premium business checking* | COMMERCIAL CHECKING* |
|---|---|---|---|---|
| Minimum Opening Deposit | $100 | $100 | $100 | $100 |
| Maintenance Fee per Statement Cycle | Free | $15 fee waived with $1,000 daily minimum balance. | $35 fee waived with $35,000 daily minimum balance. | $15 |
| Interest Earned | N/A | Interest earned on balances of $1,000 or more. | Interest earned based on Premium Money Market account rate tiers. | NA |
| Earnings Credit Used to Offset Charges and Fees | N/A | N/A | NA | Based on rate and average collected balance². |
| Transaction Fees³ | First 250 items free, then $0.35 per item. | First 500 items free, then $0.35 per item. | First 750 items free, then $0.35 per item. |
$0.19 per debit
$0.35 per credit $0.10 per deposited item not drawn on us |
| Check Discount | N/A | $30 credit on first order of checks. | $30 credit on first order of checks. | $30 credit on first order of checks. |
| Coin and Currency Deposit Transactions per Statement Cycle | First $5,000 deposited free, then $0.10 per hundred. | First $20,000 deposited free, then $0.10 per hundred. | First $30,000 deposited free, then $0.10 per hundred. | First $30,000 deposited free, then $0.06 per hundred. |
| Overdraft Privilege⁴ | $1,000 | $1,000 | $1,000 | $1,000 |
Disclosures
*Non-Profit Organizations will receive a 50% discount on the maintenance and transaction fees assessed for Commercial Interest Checking and Commercial Checking accounts.
1. 3rd party message and data rates may apply. Review your contract with your wireless provider for complete terms and conditions.
2. Fee for negative collected balance is based on Prime Rate as defined in The Wall Street Journal plus 3%.
3. Items include debits, credits and deposited items.
4. A $28.50 Overdraft Fee per Overdraft Privilege Item paid applies.