Loan Applications & Rates
Current Rates
| Loan Product | Online Rates As Low As¹ ² | Example |
|---|---|---|
| New Car | 6.40% APR | A 6-year, fixed-rate new car loan for $20,000 would have 72 monthly payments of $335.25 each, at an annual percentage rate (APR) of 6.40% |
| Used Car | 6.75% APR | A 5-year, fixed-rate used car loan for $20,000 would have 60 monthly payments of $393.67 each, at an annual percentage rate (APR) of 6.75%. |
| Boat or Recreational Vehicle | 7.30% APR | A 5-year, fixed-rate recreational vehicle loan for $20,000 would have 60 monthly payments of $398.86 each, at an annual percentage rate (APR) of 7.30%. |
| Personal | 9.90% APR | A 5-year, fixed-rate personal loan for $20,000 would have 60 monthly payments of $423.96 each, at an annual percentage rate (APR) of 9.90%. |
Effective September 16, 2026
¹ Advertised "as low as" APRs (annual percentage rates) reflect a discount for auto debit from a Bank of Travelers Rest checking account. The rate without auto debit will be higher. Loans are considered for an auto purchase, a recreational vehicle purchase, a boat purchase, a new personal loan or a refinance of an existing loan from another financial institution. Subject to credit approval. Standard underwriting guidelines and credit policies apply.
² The listed APRs (Annual Percentage Rates) may differ based on your approved loan amount, term and applicable discount(s) and fees. Advertised "as low as" APRs are valid for 3 0 days from the date of the original application submission.
Application Information
Find out what you need and be prepared before you "Fill in the Blanks" of an application.