Personal Savings Accounts

Personal savings accounts offer a way for you to save for a goal or store your savings for a rainy day.  The comparison below can help you determine the account that best meets your savings needs.  Contact us or visit any of our convenient locations to speak with a Customer Service Representative.

Contact Us Visit Us


Product Comparison Chart


Personal Savings

Premium Money Market

Certificates of Deposit

Prime Rate

Certificate of Deposit

Minimum Opening Deposit





(additional deposits allowed)

Maintenance Fee per statement cycle

$5 fee waived with $200 daily minimum balance or for savers under age 21

$10 fee waived with $1,000 daily minimum balance



Interest Earned

Interest earned on balances of $25 or more

Interest earned on balances of $1,000 or more with special tiered rates

Interest rates are determined by time and amount invested

Interest varies based on the Prime Rate as defined in The Wall Street Journal

Withdrawal Limitations

6 per statement cycle, then $3 per withdrawal*

6 per statement cycle, then $10 per withdrawal*

Penalties may apply

Penalties may apply



* Additional limits may apply per your account disclosures. Excessive withdrawals may result in the account being converted to a transaction account..


CDs & IRAs

No matter your savings goals, Bank of Travelers Rest offers CD and IRA options to help you reach your next savings milestone.  Whether your goals are short-term or more distant, we offer flexible terms and competitive rates to tailor your savings options to your specific needs.  To view the current rates offered on CDs or IRAs, click on the Rates button below.



Go to top

need assistance?



 In response to the economic impact of COVID19, on March 27, 2020, Bank of Travelers Rest suspended late fees for loans.   As we adjust to a new normal, late fees will be resuming on loans due on or after August 1, 2020.  If you have questions about loan late fees, please reach out to your lending officer.