Personal Checking Accounts


ank of Travelers Rest understands that customers should have options to meet their unique checking account needs. Simply review the accounts below and when you find one that meets your needs, please contact us or visit any of our convenient locations to speak with a Customer Service Representative.

Included Features

No matter what account you select, you will receive the following:

  • FREE Visa® Debit Card
  • FREE Online Banking with Bill Pay
  • FREE myBTRmoney1 with Mobile Deposit
  • FREE eStatements with Images
  • FREE Online Check Images
  • FREE 24-Hour Telephone Banking
  • FREE Customer Support Center inquiries
  • FREE ATM Withdrawals2
  • Sign up for Direct Deposit, and we'll put $25 into your
    checking account!3
  • Sign up for eStatements and we'll deposit $10 into your account!4



Products Comparison

New Start Checking)

Minimum Opening Deposit $100 $100 $100 $100 $100
Maintenance Fee per statement cycle   $9.50 $5.00 fee waived with monthly Direct Deposit

$500 minimum daily balance

$10 fee waived if Primary account owner is age 50 or older


(Primary account owner is defined as the customer whose name and social security number are used first when opening an account.)
$25 fee waived when combined average of Premium Checking & current balance of Certificates of Deposit exceeds $25,000
Interest Earned     Interest earned on balances of $500 or more Interest earned on balances of $500 or more Interest earned on balances of $500 or more and based on Premium Money Market rate tiers
Free Checks     First box is free Two boxes per year5 Two boxes per year5
Check Images     Included with statement Included with statement Included with statement
Safe Deposit Box  20% discount annually6 20% discount annually 20% discount annually6 20% discount annually6 Free7
Overdraft Privilege8 $500 $300 $500 $500 $1,000



  1. 3rd party message/data rates may apply. Review your contract with your wireless provider for complete terms and conditions.
  2. Bank of Travelers Rest foreign ATM fees waived. Other banks' fees apply.
  3. Bank of Travelers Rest will deposit $25 into your account after the first direct deposit is received within 90 days of account opening.
  4. Bank of Travelers Rest will deposit $10 into each transactional account signed up for eStatements up to three accounts for a maximum of $30 eStatements credit. This excludes HSA accounts.
  5. A special check design style is offered as a free benefit of this account.
  6. Safe Deposit Box annual fee must be drafted from a Bank of Travelers Rest Checking account.
  7. Free 3" x 5" or 5" x 5" safe deposit box. (Larger boxes will be discounted 20% annually when drafted from a Bank of Travelers Rest account.)
  8. A $28.50 Overdraft Fee per Overdraft Privilege item paid applies. Free Checking, ValuePack Checking and Prestige Checking accounts with recurring direct deposit are eligible for $700 Overdraft Privilege.
  9. SimpleStart Checking will not be offered if fraudulent activity has been reported.