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Bank Briefings

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Loan Applications & Rates

Current Rates

Loan Rates
Loan Product Online Rates As Low As¹ ² Example
New Car 6.55% APR A 6-year, fixed-rate new car loan for $20,000 would have 72 monthly payments of $336.67 each, at an annual percentage rate (APR) of 6.55%
Used Car 6.95% APR A 5-year, fixed-rate used car loan for $20,000 would have 60 monthly payments of $395.55 each, at an annual percentage rate (APR) of 6.95%.
Boat or Recreational Vehicle 7.35% APR A 5-year, fixed-rate recreational vehicle loan for $20,000 would have 60 monthly payments of $399.33 each, at an annual percentage rate (APR) of 7.35%.
Personal 9.95% APR A 5-year, fixed-rate personal loan for $20,000 would have 60 monthly payments of $424.45 each, at an annual percentage rate (APR) of 9.95%.

Effective March 18, 2025

¹ Advertised "as low as" APRs (annual percentage rates) reflect a discount for auto debit from a Bank of Travelers Rest checking account. The rate without auto debit will be higher. Loans are considered for an auto purchase, a recreational vehicle purchase, a boat purchase, a new personal loan or a refinance of an existing loan from another financial institution. Subject to credit approval. Standard underwriting guidelines and credit policies apply.

² The listed APRs (Annual Percentage Rates) may differ based on your approved loan amount, term and applicable discount(s) and fees. Advertised "as low as" APRs are valid for 3 0 days from the date of the original application submission.


Application Information

Find out what you need and be prepared before you "Fill in the Blanks" of an application.