Loan Applications & Rates

 

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Current Rates

ONLINE Loan Rates

Loan Product

Online Rates As Low As1,2

 Example

New Car

3.60% APR

A 6-year, fixed-rate new car loan for $20,000 would have 72 monthly payments of $309.27 each, at an annual percentage rate (APR) of 3.60%

Used Car

4.25% APR

A 5-year, fixed-rate used car loan for $20,000 would have 60 monthly payments of $370.59 each, at an annual percentage rate (APR) of 4.25%.

Boat or Recreational Vehicle

6.05% APR

A 5-year, fixed-rate recreational vehicle loan for $20,000 would have 60 monthly payments of $387.12 each, at an annual percentage rate (APR) of 6.05%.

Personal

7.85% APR

A 5-year, fixed-rate personal loan for $20,000 would have 60 monthly payments of $404.09 each, at an annual percentage rate (APR) of 7.85%.

Effective March 17, 2020

1. Advertised "as low as" APRs (annual percentage rates) reflect a discount for auto debit from a Bank of Travelers Rest checking account.  The rate without auto debit will be higher.  Loans are considered for an auto purchase, a recreational vehicle purchase, a boat purchase, a new personal loan or a refinance of an existing loan from another financial institution.  Subject to credit approval.  Standard underwriting guidelines and credit policies apply.

2. The listed APRs (Annual Percentage Rates) may differ based on your approved loan amount, term and applicable discount(s) and fees.  Advertised "as low as" APRs are valid for 30 days from the date of the original application submission.

Application Information

Find out what you need and be prepared before you "Fill in the Blanks" of an application.

 

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