Checking | Bank of Travelers Rest (Travelers Rest, SC)

Personal Checking Accounts

Bank of Travelers Rest understands customers should have options to meet their unique checking account needs. By reviewing the Product Comparison Chart below, you can determine the option that best meets your needs.  When you find your perfect match, contact us or visit any of our convenient locations to speak with a Customer Service Representative.

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Included Features

No matter which account you select, you will receive the following:

  • FREE Visa® Debit Card
  • FREE Online Banking with Bill Pay
  • FREE myBTRmoney with Mobile Deposit1
  • FREE Zelle® Person to Person Transfers (P2P)
  • FREE eStatements with Images
  • FREE 24-Hour Telephone Banking
  • FREE Customer Support Center inquiries
  • FREE ATM Withdrawals2
  • Sign up for Direct Deposit, and we'll put $25 into your checking account!3
  • Sign up for eStatements, and we'll deposit $10 into your account!4

 

 

 Product Comparison Chart

Features

Free Checking

SimpleStart  Checking® 

ValuePack Checking

Prestige Checking

Premium Checking

Minimum Opening Deposit

$100

$100

$100

$100

$100

Maintenance Fee per Statement Cycle

N/A 

$9.50

  

$5 fee waived with monthly Direct Deposit; $500 minimum daily balance

 

  

$10 fee waived if Primary account owner is age 50 or older

(Primary account owner is defined as the customer whose name and social security number are used first when opening an account.)

$25 fee waived when combined average of Premium Checking and current balance of Certificates of Deposit exceeds $25,000

Interest Earned

 N/A 

N/A  

Interest earned on balances of $500 or more

Interest earned on balances of $500 or more

Interest earned on balances of $500 or more and based on Premium Money Market rate tiers

Free Checks

 N/A 

N/A  

First Box is Free

Two boxes per year5

Two boxes per year5

Check Images

 N/A 

 N/A 

Included with statement

Included with statement

Included with statement

Safe Deposit Box

20% discount annually6

20% discount annually6

20% discount annually6

20% discount annually6

Free7

Overdraft Privilege8

$500

$300

$500

$500

$1,000

Disclosures

1. 3rd party messages/data rates may apply. Review your contract with your wireless provider for complete terms and conditions.
2. Bank of Travelers Rest foreign ATM fees waived. Other banks' fees apply.
3. Bank of Travelers Rest will deposit $25 into your account after the first direct deposit is received within 90 days of account opening.
4. Bank of Travelers Rest will deposit $10 into each transactional account signed up for eStatements up to three accounts for a maximum of $30 eStatements credit. eStatement deposit credit will be given within the first 90 days following eStatement enrollment. This excludes HSA accounts.
5. A special check design style is offered as a free benefit of this account.
6. Safe Deposit Box annual fee must be drafted from a Bank of Travelers Rest account.
7. Free 3" x 5" or 5" x 5" safe deposit box. (Larger boxes will be discounted 20% annually when drafted from a Bank of Travelers Rest account.)
8. A $28.50 Overdraft Fee per Overdraft Privilege item paid applies. Free Checking, ValuePack Checking and Prestige Checking accounts with recurring direct deposit are eligible for $700 Overdraft Privilege.

 

SimpleStart Checking is a registered trademark of Bank of Travelers Rest  |  Visa is a registered trademark of Visa International Service Association  |  uChoose Rewards is a registered trademark of Fiserv, Inc.| Zelle is a registered trademark of Early Warning Services, LLC.  Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Questions?

If you need help understanding how to manage your checking account, click the LEARN ABOUT CHECKRIGHT button below. CheckRight is an online tool that helps customers learn more about how to better manage a checking account.

Learn about checkright

 

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 In response to the economic impact of COVID19, on March 27, 2020, Bank of Travelers Rest suspended late fees for loans.   As we adjust to a new normal, late fees will be resuming on loans due on or after August 1, 2020.  If you have questions about loan late fees, please reach out to your lending officer.