Business Lending Services

Bank of Travelers Rest offers a variety of lending options for your business needs.  We realize the uniqueness of each business and take pride in working closely with you to determine the best solutions for your needs.  Our experienced lenders will be there to guide and assist you with your lending requirements each step of the way. 

Whether you are looking to start a new business, purchase an existing business or in need of working capital for your current business, Bank of Travelers Rest has competitive rates and superior service to assist you with the financing your business needs.

Term Loans

Ideal for short-term business capital or investment purchases 

Lines of Credit

Available ready cash for short term operating needs, inventory, and receivable financing

Commercial Mortgage and Construction Loans

For the purchase, improvements or expansion of your company’s facilities from income producing properties, to warehouse facilities and land development.  We ensure the highest level of responsiveness with local decisions.


RediReserv provides overdraft protection for your checking account.  This line of credit automatically advances to cover any transactions exceeding your account balance, eliminating non-sufficient funds fees.  Any time your checking account balance is not sufficient to cover your transactions, RediReserv will advance in $500 increments up to the credit limit established. If the available limit is under $500, the entire amount will advance. Each RediReserv advance will appear on your monthly statement.

There are no fees or interest charges unless RediReserv is used. Once RediReserv advances, an Annual Percentage Rate of 18% will apply to the outstanding balance.1 The account to which the RediReserv is credited will be assessed a $10.00 fee for the transfer.2 Once a month, funds from your checking account will be transferred automatically to make the minimum monthly payment to your RediReserv account. The minimum monthly payment is 5% of the outstanding balance or $25, whichever is greater.

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1Daily Periodic Rate .04932%
2This fee is charged to the checking account per RediReserv Transfer. Only one fee is charged on the day the transfer occurs.

Visa® Business Rewards Card

Whether you need an open line of credit for monthly expenses or want the convenience of credit for unexpected purposes, a Visa Business Rewards Card can give you just that.  When you use our Visa Business Rewards Card, you are earning uChoose Rewards® on each purchase that can be linked to other Bank of Travelers Rest Visa Business Rewards Cards and Bank of Travelers Rest Visa Business Debit Cards within your business portfolio.  Apply today.


We  are actively involved with the Small Business Administration (SBA) and are able to provide lending options in coordination with the SBA.  SBA lending options may also be another avenue in supplementing any conventional financing sources.

Our lending options don’t stop there:  we also have several options available to the investor as well as the rental property owner. Our competitive interest rates make owning investment and rental property a profitable venture.

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Contact a Relationship Banker or Branch Manager at any of our branch locations or call our Customer Support Center at (864) 834-9031 / toll free (888) 557-2265 for additional information on how Bank of Travelers Rest can help you with your business lending needs.