Online Applications

Follow the links below to begin the online application process for:
 

Consumer RediReserv Business RediReserv
Consumer Visa® Platinum Rewards Card Visa® Business Rewards Card
Auto Loan Personal Loan
Recreational Vehicle Mortgage
Boat Loan  
   

 

 

 Loan Product Online Rates As Low As1,2
 New Car  3.90% APR
 Used Car  4.50% APR
Boat or Recreational Vehicle 5.90% APR
 Personal Loan  8.20% APR

 

 Effective October 25, 2018

1. Advertised "as low as" APRs (annual percentage rates) reflect a discount for auto debit from a Bank of Travelers Rest checking account.  The rate without auto debit will be higher.  Loans are considered for an auto purchase, a recreational vehicle purchase, a boat purchase, a new personal loan or a refinance of an existing loan from another financial institution.  Subject to credit approval.  Standard underwriting guidelines and credit policies apply.

2. The listed APRs (Annual Percentage Rates) may differ based on your approved loan amount, term and applicable discount(s) and fees..  Advertised "as low as" APRs are valid for 30 days from the date of the original application submission.

New car:
Example:  A 6-year, fixed-rate new car loan for $20,000 would have 72 monthly payments of $311.99 each, at an annual percentage rate (APR) of 3.90%.

Used car:
Example:  A 5-year, fixed-rate used car loan for $20,000 would have 60 monthly payments of $372.86 each, at an annual percentage rate (APR) of 4.50%.

Boat or Recreational Vehicle:
Example:  A 5-year, fixed-rate recreational vehicle loan for $20,000 would have 60 monthly payments of $385.73 each, at an annual percentage rate (APR) of 5.90%.

Personal Loan:
Example:  A 5-year, fixed-rate personal loan for $20,000 would have 60 monthly payments of $407.45 each, at an annual percentage rate (APR) of 8.20%.