Interest Rates current as of March 1, 2010

(Interest Rates Subject to Change Without Notice)

Click on the links below to find out more about each Account's Interest Rates.
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Checking Account
Checking Account
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Less than $500
$500 to $999.99
$1,000 to $9,999.99
$10,000 and up
Rate APY Rate APY Rate APY Rate APY
ValuePack Checking
n/a n/a 0.10 0.10 n/a n/a 0.20 0.20
Prestige Checking
n/a n/a 0.10 0.10 n/a n/a 0.20 0.20
Premium Checking
n/a n/a 0.10 0.10 .50 .50 1.00 1.00
Business Checking
n/a n/a n/a n/a 0.10 0.10 0.25 0.25

APY = Annual Percentage Yield
RATE = Interest Rate
Fee assessments may reduce earnings on this account.
Money Market Rates
Money Market Rates
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$1,000 to $9,999.99
$10,000 to $24,999.99
$25,000 to $39,999.99
$40,000 and up
Account Name RATE APY RATE APY RATE APY RATE APY
Money Market Account
.50 .50 0.90 0.90 1.04 1.05 n/a n/a

Premium Money Market
.50 .50 0.90 0.90 1.04 1.05 1.09 1.10
 
Account Name RATE APY
Premium Money Market over $100,000
1.14

1.15

 n/a n/a n/a n/a n/a n/a

APY = Annual Percentage Yield
RATE = Interest Rate
Fee assessments may reduce earnings on this account.
Savings Accounts
Savings Accounts
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Deposits less than $500
$500 to $999.99
$1,000 to $9,999.99
$10,000 and up
Account Name RATE APY RATE APY RATE APY RATE APY
Savings
.35 .35 .35 .35 .35 .35 .35 .35
Christmas Club
.35 .35 .35 .35 .35 .35 .35 .35

APY = Annual Percentage Yield
RATE = Interest Rate
Fee assessments may reduce earnings on this account.
Flex24 CD
Flex24 CD
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CD Terms Rate APY
2 Year
2.23 2.25

$500 Minimum and $250,000 Maximum Deposit
No institutional funds (banks, savings banks, credit unions or government entities)
APY = Annual Percentage Yield
RATE = Interest Rate
Penalties for early withdrawal may apply
Special Rate Certificate of Deposit
Special Rate Certificate of Deposit
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CD Terms RATE APY
7 Months
1.50 1.50
13 Months
1.84 1.85
19 Months
1.99 2.00
25 Months
2.13 2.15
42 Months
2.62 2.65
Flex 24 CD (2 Year)
2.23 2.25

CD Specials

Have a minimum balance of $5,000 and a maximum balance of $500,000.
APY = Annual Percentage Yield
RATE = Interest Rate
Penalties for early withdrawal may apply.

Flex24 CD Special Requires a $500 minimum deposit with a maximum deposit balance of $250,000
APY = Annual Percentage Yield
RATE = Interest Rate
Penalties for early withdrawal may apply.
No institutional funds (banks, savings banks, credit unions or government entities)
Fixed Rate Certificates of Deposit
Fixed Rate Certificates of Deposit
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$1,000 to
$99,999.99
$100,000
and Up
CD Terms RATE APY RATE APY
32 Days
0.90 0.90 1.00 1.00
91 Days
1.00 1.00 1.09 1.10
182 Days
1.24 1.25 1.44 1.45
270 Days
1.45 1.45 1.65 1.65
365 Days (1 Years)
1.54 1.55 1.84 1.85
547 Days (18 Months)
1.69 1.70 1.99 2.00
730 Days (2 Years)
1.89 1.90 2.08 2.10
912 Days (30 Months)
2.08 2.10 2.18 2.20
1095 Days (3 Years)
2.13 2.15 2.23 2.25
1460 Days (4 Years)
2.38 2.40 2.48 2.50
1826 Days (5 Years)
2.62 2.65 2.72 2.75

APY = Annual Percentage Yield
RATE = Interest Rate
Minimum balance to open account is $1,000. The APY assumes reinvestment of principal and interest at the same rate for one year. A penalty may be imposed for early withdrawals.
Prime Rate Certificates of Deposit
Prime Rate Certificates of Deposit
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CD Terms RATE APY
1 Year
2.28 2.30
2 Year
2.44 2.46

APY = Annual Percentage Yield
RATE = Interest Rate
Minimum balance to open account is $500. 1 Year Rate will be 70% percent of prime rate as published by the Wall Street Journal. 2 Year Rate will be 75% percent of prime rate as published by the Wall Street Journal.
Penalties for early withdrawal may apply.
Individual Retirement Accounts (IRA)
Individual Retirement Accounts (IRA)
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IRA Terms RATE APY
18 Month Variable
2.13 2.15
18 Month Fixed
2.13 2.15

Certificate of Deposit rates OR Prime Rate Certificate of Deposit rates may be used to create an IRA Account.
APY = Annual Percentage Yield
RATE = Interest Rate
Penalties for early withdrawal may apply.
Health Savings Account
Health Savings Account
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Rate APY
.25
.25

APY=Annual Percentage Yield
RATE = Interest Rate
Penalties for early withdrawal may apply.
Nonqualified distributions of HSA assets are subject to taxation and a 10% penalty unless the HSA owner is age 65 or older, dies, or is diabled.
Mortgages
Mortgages
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Click here for our Mortgage Rates.
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