| Checking Account |
Minimize
| |
Minimum Opening Deposit
|
$500 to $999.99 |
$1,000 to $9,999.99 |
$10,000 and up |
|
|
$100
|
0.10 |
0.10 |
0.10 |
0.10 |
0.15 |
0.15 |
|
|
$100
|
0.10 |
0.10 |
0.10 |
0.10 |
0.15 |
0.15 |
|
|
$1000
|
0.10 |
0.10 |
0.15 |
0.15 |
0.20 |
0.20 |
|
|
$100
|
n/a |
n/a |
0.10 |
0.10 |
0.15 |
0.15 |
| |
Amount
|
Rate |
APY |
|
|
|
|
| Premium Checking over $100,000 |
|
$1000
|
.45 |
.45 |
|
|
|
|
APY = Annual Percentage Yield
RATE = Interest Rate
The rate may change after the account is opened.
Fees could reduce earnings on the account.
|
| Money Market Rates |
Minimize
| |
$1,000 to $9,999.99 |
$10,000 to $24,999.99 |
$25,000 to $39,999.99 |
$40,000 and up |
|
|
.15 |
.15 |
.20 |
.20 |
.30 |
.30 |
.35 |
.35 |
|
Premium Money Market over $100,000
|
|
.45 |
.45
|
n/a |
n/a |
n/a |
n/a |
n/a |
n/a |
APY = Annual Percentage Yield
RATE = Interest Rate
Minimum Opening Deposit for Money Market account is $1,000.
Minimum Opening Deposit for Premium Money Market account is $10,000.
The rate may change after the account is opened.
Fees could reduce earnings on the account.
|
| Savings Accounts |
|
Minimize
APY = Annual Percentage Yield
RATE = Interest Rate
Minimum opening deposit and minimum balance required to obtain the annual percentage yield for Personal Savings account is $50.
Minimum opening deposit is $10 and minimum balance required to obtain the annual percentage yield for Christmas Club account is $25.
The rate may change after the account is opened.
Fees could reduce earnings on the account.
|
| Flex24 CD |
Minimize
A $1,000 minimum deposit is required to open a Flex24 CD.
The minimum balance required to obtain annual percentage yield is $1,000.
The maximum deposit/balance allowed per Flex24 CD is $250,000.
APY = Annual Percentage Yield
RATE = Interest Rate
No institutional funds (banks, savings banks, credit unions or government entities)
Early withdrawal penalties may reduce earnings*, ….
Early withdrawal penalties may apply except withdrawals for medical purposes or death.
* CDs with maturities less than 12 months are subject to early withdrawal penalty of 30 days interest on the amount withdrawn.
… CDs with maturities greater than 12 months are subject to early withdrawal penalty of 90 days interest on the amount withdrawn
The rate may change after the account is opened.
Fees could reduce earnings on the account.
|
| |
| Fixed Rate Certificates of Deposit |
Minimize
| |
$1,000 to
$99,999.99 |
$100,000
and Up |
|
|
.25 |
.25 |
.35 |
.35 |
|
|
.30 |
.30 |
.40 |
.40 |
|
|
.40 |
.40 |
.50 |
.50 |
|
|
.45 |
.45 |
.55 |
.55 |
|
|
.50 |
.50 |
.60 |
.60 |
|
|
.60 |
.60 |
.70 |
.70 |
|
|
.65 |
.65 |
.75 |
.75 |
|
|
.70 |
.70 |
.80 |
.80 |
|
|
.75 |
.75 |
.85 |
.85 |
|
|
1.05 |
1.05 |
1.15 |
1.15 |
|
|
1.34 |
1.35 |
1.44 |
1.45 |
APY = Annual Percentage Yield
RATE = Interest Rate
Minimum balance to open a Fixed CD account is $1,000. The APY assumes reinvestment of principal and interest at the same rate for one year.
Early withdrawal penalties may reduce earnings*, ….
Early withdrawal penalties may apply except withdrawals for medical purposes or death.
* CDs with maturities less than 12 months are subject to early withdrawal penalty of 30 days interest on the amount withdrawn.
… CDs with maturities greater than 12 months are subject to early withdrawal penalty of 90 days interest on the amount withdrawn
Fees could reduce earnings on the account.
|
| Prime Rate Certificates of Deposit |
Minimize
|
|
.98 |
.99 |
|
|
1.14 |
1.15 |
|
|
1.30 |
1.31 |
APY = Annual Percentage Yield
RATE = Interest Rate
Minimum balance to open a Prime Rate Certificate of Deposit is $1,000 and minimum balance rquired to obtain the annual percentage yield is $1,000. Additional deposits allowed
You may withdraw funds from Prime Rate CD balance without closing the account. However, early withdrawal penalties may reduce earnings*, …
Early withdrawal penalties may apply except withdrawals for medical purposes or death.
* CDs with maturities less than 12 months are subject to early withdrawal penalty of 30 days interest on the amount withdrawn.
… CDs with maturities greater than 12 months are subject to early withdrawal penalty of 90 days interest on the amount withdrawn
The rate may change after the account is opened.
Fees could reduce earnings on the account.
|
| Individual Retirement Accounts (IRA) |
Minimize
APY = Annual Percentage Yield
RATE = Interest Rate
Minimum balance to open a Fixed CD account is $1,000. The APY assumes reinvestment of principal and interest at the same rate for one year.
Minimum balance to open a Variable Rate Certificate of Deposit is $1,000 and minimum balance rquired to obtain the annual percentage yield is $1,000.
Early withdrawal penalties may reduce earnings*, ….
Early withdrawal penalties may apply except withdrawals for medical purposes or death.
* CDs with maturities less than 12 months are subject to early withdrawal penalty of 30 days interest on the amount withdrawn.
… CDs with maturities greater than 12 months are subject to early withdrawal penalty of 90 days interest on the amount withdrawn
Fees could reduce earnings on the account.
For Variable Rate certificates, the rate may change after the account is opened.
|
| Health Savings Account |
Minimize
APY=Annual Percentage Yield
RATE = Interest Rate
Penalties for early withdrawal may apply.
Nonqualified distributions of HSA assets are subject to taxation and a 10% penalty unless the HSA owner is age 65 or older, dies, or is disabled.
The rate may change after the account is opened.
Fees could reduce earnings on the account.
No minimum balance required to open account.
|
| Mortgages |
Minimize
Click here for our Mortgage Rates.
|
| |
