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Account Type Opening Deposit Fee Waivers Service Charge Withdrawal Limits
Regular Savings
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$50  $200 minimum balance  $4.00 per statement cycle  6 per quarter then $2.00 each 
Regular Savings
Our savings account is a great way to start building a nest egg and pays interest on balances of $25.00 or more. To see how your savings can grow, visit our calculators.
  • Minimum balance to open - $50
  • $4.00 per quarter*
  • Earn a competitive interest rate (current rates)
  • FREE online banking
  • Withdrawals in excess of six (6) per quarter - $2.00 each

*All Regular Savings features are FREE if you maintain a $200 minimum.

 
Young Savers
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$10  None  No fee  6 per month, then $2.00 each 
Young Savers
This savings account is a great way to teach young people how to save.
  • For savers under age of 21
  • Minimum balance to open - $10
  • No minimum balance required
  • No maintenance fee
  • Earns interest on balances of $25 or more (current rates)
  • FREE online banking
  • Withdrawals in excess of six (6) per quarter - $2.00 each
 
Christmas Club Savings
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$10  None  No fee; Early withdrawal fees may apply  Funds paid in November 
Christmas Club Savings
Avoid the bills after Christmas! Save for Santa in advance.
  • Minimum balance to open - $101
  • No maintenance fee
  • Competitive interest rates (current rates)
  • Automatic renewal
  • No withdrawals, funds paid in November2
  • FREE online banking

1. Funded by automatic transfer from checking account.
2. No interest paid if withdrawal made prior to maturity.

 
Certificate of Deposit
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$1,000  None  No fee; Early withdrawal fees may apply  Maturities vary 
Certificate of Deposit
Here is a safe and secure way to earn a higher rate of return on your investment. Visit our calculators to see how your savings can grow.
  • Minimum balance to open - $1,000
  • No maintenance fee
  • Competitive interest rates ( see our rate page for current rates)
  • Terms ranging from 30 days to 5 years*
  • Automatic renewal at maturity
  • FREE online banking

*Early withdrawal penalty may apply except withdrawals made for medical purposes.

 
Prime Rate Certificate of Deposit
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$500  None  No fee, Early withdrawal fees may apply  1, 2, & 3 year maturities available. 
Prime Rate Certificate of Deposit
If you perfer a variable rate of return, this is the plan for you. This certificate of deposit is tied to the prime rate and if it goes up, your rate goes up. You can add to the account at any time with deposits of $50 or more.
  • Minimum balance to open - $500 (additional deposits allowed)
  • No maintenance fee
  • Competitive interest rates (current rates)
  • 1,2,3 year maturities available*
  • FREE online banking

*Early withdrawal penalty may apply except withdrawals for medical purposes.

 
Special Rate Certificate of Deposit
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$10,000  None  No fee, Early withdrawal fees may apply  7, 13, 19, and 25 month maturities available 
Special Rate Certificate of Deposit
 
Money Market Plus
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$1,000  $1,000 minimum balance  $10.00 per statement cycle  6 per month, then $10.00 each 
Money Market Plus
  • Minimum opening balance of $1,000
  • $10.00 per statement cycle1
  • Competitive tiered rates (current rates)
  • FREE online banking
  • Withdrawals in excess of 6 per month - $10.00
  • $500 overdraft protection2

1. All money market features are FREE if you keep a $1,000 minimum balance.
2. $26.50 per overdraft item. An Overdraft fee may be imposed on overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.

 
Premium Money Market
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$10,000  $10,000 minimum balance  $10.00 per statement cycle  6 per month, then $10.00 per withdrawal 
Premium Money Market
  • Minimum Balance to Open - $10,000
  • 6 withdrawals per month, then $10.00 per withdrawal
  • Interest based on special tiered rates
  • $10.00 per statement cycle*
  • $500 overdraft protection1

* The Premium Money Market account is FREE if you maintain a $10,000 minimum balance.

1. $26.50 per overdraft item. An Overdraft fee may be imposed on overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.

 

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Let Bank of Travelers Rest take care of you! With our Switch Kit, opening an account is as easy as 1-2-3. We want you as our customer and are committed to providing you with quality products and services.
If the Overdraft Privilege is utilized, the bank's $26.50 overdraft fee will apply.

Member FDIC | Equal Housing Lender
 

42 Plaza Drive, Travelers Rest, SC 29690
(888) 557-2265