Account Type Opening Deposit Fee Waivers Maintenance Fee Withdrawal Limits
Personal Savings
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$50.00 

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$4.00 per statement cycle1 6 per statement cycle then $2.00 per withdrawal2 
Personal Savings
Our savings account is a great way to start building a nest egg and pays interest on balances of $25.00 or more. To see how your savings can grow, visit our calculators.
  1. $4.00 statement cycle maintenance fee waived with $200.00 minimum balance or Savers under age 21.
  2. Federal regulation limits the number of withdrawals to 6 per cycle.  Additional limits may apply per your account disclosures.

 

Christmas Club Savings
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$10.001 

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None2  Funds paid in November2 
Christmas Club Savings
Avoid the bills after Christmas! Save for Santa in advance.
  • Minimum Opening Deposit $10.001 
  • No maintenance fee
  • Interest earned on maintained minimum balance of $25.00 or more2 (current deposit account rates)
  • No withdrawals permitted, funds paid in November2
  • Automatic renewal
  • FREE Online Banking
  1. Funded by automatic transfer from checking account.
  2. Any withdrawal before maturity will close account and forfeit interest

 

Certificate of Deposit
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$1,000.00 

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None Maturities may vary1,2
Certificate of Deposit
Here is a safe and secure way to earn a higher rate of return on your investment. Visit our calculators to see how your savings can grow.
  • Minimum opening deposit $1,000.00
  • No monthly maintenance fee
  • Early withdrawal fees may apply1,2 
  • Interest rates determined by time and amount invested( current deposit account rates)
  • Automatic renewal at maturity
  • FREE Online Banking
  1. Early withdrawal penalties may reduce earnings*, .
  2. Early withdrawal penalties may apply except withdrawals for medical purposes or death.

* CDs with maturities less than 12 months are subject to early withdrawal penalty of 30 days interest on the amount withdrawn.
CDs with maturities greater than 12 months are subject to early withdrawal penalty of 90 days interest on the amount withdrawn.

 

Prime Rate Certificate of Deposit
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$500.001 

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None Maturities Vary3,4
Prime Rate Certificate of Deposit
If you prefer a variable rate of return, this is the plan for you. This certificate of deposit is tied to the Prime Rate2 and if it goes up, your rate goes up. Additional deposits may be made to the account at any time in increments of $50 or more.
  • Minimum opening deposit $500.00
  • No monthly maintenance fee
  • Interest rates vary based on Prime Rate2 (current deposit account rates)
  • Automatic renewal at maturity
  • FREE Online Banking
  1. Additional deposits allowed
  2. Prime Rate as defined under the "Money Rates" subsection in The Wall Street Journal on the 15th of each month or, if the 15th day of the month is not a business day, then the first business day following the 15th day of that month.
  3. You may withdraw any portion of a Prime Rate CD balance without closing the account.  However, early withdrawal penalties may reduce earnings*,
  4. Early withdrawal penalties may apply except withdrawals for medical purposes or death.

* CDs with maturities less than 12 months are subject to early withdrawal penalty of 30 days interest on the amount withdrawn.
CDs with maturities greater than 12 months are subject to early withdrawal penalty of 90 days interest on the amount withdrawn.

Special Rate Certificate of Deposit

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$5,000.00

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None 7, 13, 19, and 25 month maturities available1,2 

Special Rate Certificate of Deposit
 

  • Minimum opening deposit $5,000.00
  • Maximum deposit/balance allowed per CD Special is $500,000.
  • No monthly maintenance fee
  • Interest rates determined by time invested (current deposit account rates)
  • Automatic renewal at maturity
  • FREE Online Banking
  1. Early withdrawal penalties may reduce earnings*, .
  2. Early withdrawal penalties may apply except withdrawals for medical purposes or death.

* CDs with maturities less than 12 months are subject to early withdrawal penalty of 30 days interest on the amount withdrawn.
CDs with maturities greater than 12 months are subject to early withdrawal penalty of 90 days interest on the amount withdrawn.

Money Market Account
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$1,000.001  Click More>> for details  $10.00 per statement cycle2 6 per statement cycle then $10.00 per withdrawal3 
Money Market Account
  1. Additional deposits allowed.
  2. $10.00 statement cycle fee waived with $1,000.00 daily minimum balance.
  3. Federal regulation limits the number of withdrawals to 6 per cycle.  Additional limits may apply per your account disclosures.

 

Premium Money Market Account
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$10,000.001  Click More>> for details  $10.00 per statement cycle2 6 per statement cycle, then $10.00 per withdrawal3

Premium Money Market Account

  • Minimum opening deposit $10,000.00
  • Interest earned per special tiered rate on balances of $1000.00 or more (current deposit account rates)
  • FREE Online Banking
  1. Additional deposits allowed
  2. $10.00 statement cycle fee waived with $10,000.00 daily minimum balance.
  3. Federal regulation limits the number of withdrawals to 6 per cycle.  Additional limits may apply per your account disclosures.

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Click here to view our current deposit account rates.

Banking Early withdrawal penalties may reduce earnings*, …. Early withdrawal penalties may apply except withdrawals for medical purposes or death. * CDs with maturities less than 12 months are subject to early withdrawal penalty of 30 days interest on the amount withdrawn. … CDs with maturities greater than 12 months are subject to early withdrawal penalty of 90 days interest on the amount withdrawn.
Member FDIC | Equal Housing Lender
 

42 Plaza Drive, Travelers Rest, SC 29690
(864) 834-9031 or Toll Free (888) 557-2265