Financial Planning Services
| Estate Planning |
| Asset Allocation |
| Retirement Planning |
| College Planning |
| Investment Review |
| Financial Planning |
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Chris Beard, CFP® |
Estate Planning
If asked whether you would prefer your life's work to be left to your family, or "Uncle Sam", which would you choose? An estate plan is an owner's plan for the accumulation, conservation, and distribution of what you own using the most efficient and effective methods. Tax considerations are usually a significant part of the effort. At the passing of the owner, the estate plan functions to distribute the estate according to the wishes of the owner, with a goal of minimum administration costs and taxes. We will work with your CPA and attorney to create the right plan for you, or recommend competent professionals. Since minimizing the cost of distributing an estate can only be accomplished while living, consult with us to maximize your situation.
Asset Allocation
Asset allocation is the diversification of investments designed to reduce overall risk and potentially enhance performance over time. Keep in mind, diversification and/or Asset Allocation do not assure a profit nor protect against a loss.
Retirement Planning
Successful implementation and periodic review of your financial plan help ensure financial independence during your working and retirement years. To set-up a free consultation, contact our retirement plan consultants today.
It will be here before you know it - your child or grandchild will be ready for college. Will you be ready to send them? We can help you plan for the costs associated with school, because it can cost a lot to finance a dream. We can also help you with better, tax-advantaged ways to save, so call on us to help your young ones get the best in life!
Investment Review
As you fine-tune your investment strategy, we will act as your sounding board. By acting as your investment representative, we can help you build an investment portfolio that takes into consideration the impact of taxes that's designed to produce a favorable after-tax return.
Financial Planning
A properly structured financial plan enables you to face any financial challenge that may present itself at each stage of your life. Through the financial planning process, we can help you assess your financial needs and develop strategies that are designed to enable you to achieve your goals and strengthen your finances.
Bank of Travelers Rest is independent of Raymond James Financial Services, Inc.. Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer not affiliated with Bank of Travelers Rest, are: not FDIC or any government agency insured, not deposits and not guaranteed by the bank, and subject to risk and may lose value.
This site is published for the residents of the United States only. Raymond James' Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
