Bank of Travelers Rest offers a variety of business accounts for every lifestyle. Review the accounts below and when you find one that meets your business needs,  please contact us or vist any of our convenient locations to speak with a Customer Service Representative.

We give every checking account the following features:

  • FREE Business Check Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Money
  • FREE eStatements with Images
  • FREE Images included with Statement
  • FREE Night Drop Services
  • FREE Check Collection Service with DoubleCheck
  • FREE Checking for Employees
  • FREE Unlimited Customer Support Center Inquiries
  • FREE 24-Hour Telephone Banking 
 Basic Business CheckingValuePack Business Interest CheckingCommercial Checking*Commercial Interest Checking*
Minimum Opening Deposit $100 $100 $100 $100
Maintenance Fee2 Free $10 fee waived with $500 daily minimum balance $15 $15
Interest Earned     Interest earned on balances greater than $1000   Interest earned on balances greater than $1000     
Earnings Credit used to offset charges and fees       Based on rate and average collected balance3  
Transaction Fees4 First 300 items free, then 0.35¢  per item First 500 items free, then 0.35¢  per item 

0.18¢ per debit 0.35¢ per credit 0.10¢ per deposited item not drawn on us

 

0.18¢ per debit 0.35¢ per credit 0.10¢ per deposited item not drawn on us

 

Check Discount   $30 credit on first order of checks $30 credit on first order of checks   $30 credit on first order of checks  
Coin and Currency Deposit Transaction2 First $10,000 deposited free then $0.08 per hundred First $20,000 deposited free then $0.08 per hundred No charge for excess cash deposits No charge for excess cash deposits
Discretionary Overdraft Privilege5 $1,000 $1,000  $1,000 

$1,000 

*Non-Profit Organizations will receive a 50% discount on the maintenance and transaction fees assessed for Commercial Non-Corporate Interest Checking and Commercial Corporate Checking accounts.

2. Fee per statement cycle.

3. Fee for negative collected balance is based on Prime Rate as defined in The Wall Street Journal plus 3%.

4. Items include debits, credits and deposited items.

5. $27.50 per overdraft privilege item. Discretionary Overdraft Privilege will be added to business checking accounts in good standing after 60 days.

 

Member FDIC | Equal Housing Lender
 

42 Plaza Drive, Travelers Rest, SC 29690
(864) 834-9031 or Toll Free (888) 557-2265