Personal Checking Accounts
ank of Travelers Rest understands that customers should have options to meet their unique checking account needs. Simply review the accounts below and when you find one that meets your needs, please contact us or visit any of our convenient locations to speak with a Customer Service Representative.
No matter what account you select, you will receive the following:
|Minimum Opening Deposit||$100||$100||$100||$100||$100|
|Maintenance Fee per statement cycle||$9.50||$5.00 fee waived with monthly Direct Deposit
$500 minimum daily balance
$10 fee waived if Primary account owner is age 50 or older
(Primary account owner is defined as the customer whose name and social security number are used first when opening an account.)
|$25 fee waived when combined average of Premium Checking & current balance of Certificates of Deposit exceeds $25,000|
|Interest Earned||Interest earned on balances of $500 or more||Interest earned on balances of $500 or more||Interest earned on balances of $500 or more and based on Premium Money Market rate tiers|
|Free Checks||First box is free||Two boxes per year5||Two boxes per year5|
|Check Images||Included with statement||Included with statement||Included with statement|
|Safe Deposit Box||20% discount annually6||20% discount annually6||20% discount annually6||20% discount annually6||Free7|
- 3rd party message/data rates may apply. Review your contract with your wireless provider for complete terms and conditions.
- Bank of Travelers Rest foreign ATM fees waived. Other banks' fees apply.
- Bank of Travelers Rest will deposit $25 into your account after the first direct deposit is received within 90 days of account opening.
- Bank of Travelers Rest will deposit $10 into each transactional account signed up for eStatements up to three accounts for a maximum of $30 eStatements credit. This excludes HSA accounts.
- A special check design style is offered as a free benefit of this account.
- Safe Deposit Box annual fee must be drafted from a Bank of Travelers Rest Checking account.
- Free 3" x 5" or 5" x 5" safe deposit box. (Larger boxes will be discounted 20% annually when drafted from a Bank of Travelers Rest account.)
- A $28.50 Overdraft Fee per Overdraft Privilege item paid applies. Free Checking, ValuePack Checking and Prestige Checking accounts with recurring direct deposit are eligible for $700 Overdraft Privilege.
- SimpleStart Checking will not be offered if fraudulent activity has been reported.