Personal Checking Accounts
ank of Travelers Rest understands that customers should have options to meet their unique checking account needs. Simply review the accounts below and when you find one that meets your needs, please contact us or visit any of our convenient locations to speak with a Customer Service Representative.
No matter what account you select, you will receive the following:
|Minimum Opening Deposit||$100||$100||$100||$100||$100|
|Maintenance Fee per statement cycle||$9.50||$5.00 fee waived with monthly Direct Deposit
$500 minimum daily balance; or if age 50 or older
|$10 fee waived if age 50 or older||$25 fee waived when combined average of Premium Checking & current balance of Certificates of Deposit exceeds $25,000|
|Interest Earned||Interest earned on balances of $500 or more||Interest earned on balances of $500 or more||Interest earned on balances of $500 or more and based on Premium Money Market rate tiers|
|Free Checks||First box is free||Two boxes per year4||Two boxes per year4|
|Check Images||Included with statement||Included with statement||Included with statement|
|Safe Deposit Box||20% discount annually5||20% discount annually5||Free6|
|Discretionary Overdraft Privilege7||$500||$300||$500||$500||$1,000|
- Standard text messaging and data rates may apply. Review your contract with your wireless provider for complete terms and conditions.
- Bank of Travelers Rest foreign ATM fees waived. Other banks' fees apply.
- Bank of Travelers Rest will deposit $10 into each transactional account signed up for eStatements up to 3 accounts for a maximum of $30 eStatements credit.
- A special check design style is offered as a free benefit of this account.
- Safe Deposit Box annual fee must be withdrawn from a Bank of Travelers Rest Checking account.
- Free 3x5 or 5x5 safe deposit box. (Larger boxes will be discounted 20% annually when drafted from a Bank of Travelers Rest Checking account.)
- $28.50 per Discretionary Overdraft Privilege item paid. Discretionary Overdraft Privilege added to personal checking accounts in good standing after 30 days. Free Checking, ValuePack Checking and Prestige Checking accounts with recurring direct deposit are eligible for $700 Discretionary Overdraft Privilege.
- New Start Checking will not be offered if fraudulent activity has been reported.