Business Checking Accounts

Bank of Travelers Rest offers a variety of business accounts for every lifestyle. Review the accounts below and when you find one that meets your business needs, please contact us or visit any of our convenient locations to speak with a Customer Service Representative.

We give every checking account the following features:

      • FREE VISA® Check Card
      • FREE Online Banking (myBTRmoney)
      • FREE Bill Pay
      • FREE eStatements with Images
      • FREE Mobile Banking
      • FREE Night Drop Services
  • FREE Check Collection Service with DoubleCheck
  • FREE Checking for Employees2
  • FREE Unlimited Customer Support Center Inquiries
  • FREE 24-Hour Telephone Banking
  • FREE Images included with Statement

 

 

Products Comparison
 BASIC
Business Checking
VALUEPACK
Checking
COMMERCIAL
Checking*
COMMERCIAL INTEREST
Checking*
Minimum Opening Deposit $100 $100 $100 $100
Maintenance Fee per statement cycle Free $10 fee waived with $500 daily minimum balance $15 $15
Interest Earned   Interest earned on balances greater than $1000   Interest earned on balances greater than $1000 
Earnings Credit used to offset
charges and fees
    Based on rate and average collected balance3  
Transaction Fees4 First 300 items free, then $0.35  per item First 500 items free, then $0.35 per item $0.18 per debit
$0.35 per credit
$0.10 per deposited item
not drawn on us
$0.18 per debit 
$0.35 per credit
$0.10 per deposited item
not drawn on us
Check Discount   $30 credit on first order of checks $30 credit on first order of checks $30 credit on first order of checks
Coin and Currency Deposit Transactions per Statement Cycle First $10,000 deposited free then $0.10 per hundred First $20,000 deposited free then $0.10 per hundred No charge for cash deposits No charge for cash deposits
Overdraft Privilege5 $1,000 $1,000 $1,000 $1,000

*Non-Profit Organizations will receive a 50% discount on the maintenance and transaction fees assessed for Commercial Interest Checking and Commercial Checking accounts.

1. Standard text messaging and data rates may apply.  Review your contract with your wireless provider for complete terms and conditions.

2. Available upon approval.

3. Fee for negative collected balance is based on Prime Rate as defined in The Wall Street Journal plus 3%.

4. Items include debits, credits and deposited items.

5. $28.50 per overdraft privilege item.